What to do if you can't pay the rent

If you find yourself not having enough money to pay your rent, you can try the following:

Take a look at your situation. Is this a one-time situation, or are you regularly not able to pay the rent? How much money do you have coming in each month and what are your monthly expenses? Can you really afford the place you are in? Is it too expensive?
Talk to your landlord. Be honest; offer a detailed solution. Make sure that the plan you offer your landlord is something you can actually do.
If you are on Ontario Works (OW) or the Ontario Disability Support Program (ODSP) talk to your Case Manager to see if they can help you catch-up on this unpaid rent.
Take a look at your expenses. Are there things you can cut back on for a month or two in order to catch up on the rent owing?
Take a look at your income. Can you increase the amount of money you make in a month? Can you work at a Temporary Agency or get a part-time job for a while?
Can friends or family provide you with a loan in order to catch up with the rent owing?
Can you get a roommate in order to share the cost of the rent?
Try to avoid short term solutions which will leave you worse off in the long run. Places that offer Pay Day Loans will get the rent paid at this moment, but then leaves you with no money to pay the rent or the other bills next month. Think carefully about whether this is the best option for you.
If your budget works and this is a one-time problem, you may be eligible for an interest free loan from the Rent Bank. Contact the Rent Bank Program.

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